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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,482 | $176,105-64.5% | $159,474-60.8% | $167,536-62.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.63% | 331.91%-316.3pp | 263.68%-248.0pp | 478.82%-463.2pp |
| Employer contribution / active EE | $5,530 | $5,299+4.4% | $4,831+14.5% | $4,839+14.3% |
| Participant deferral / active EE | $12,185 | $7,751+57.2% | $7,353+65.7% | $6,342+92.1% |
| Admin fee / account holder | $1,254 | $12,559-90.0% | $10,802-88.4% | $12,315-89.8% |