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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,505 | $148,623-55.9% | $135,974-51.8% | $139,466-53.0% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 17.07% | 79.30%-62.2pp | 68.30%-51.2pp | 373.66%-356.6pp |
| Employer contribution / active EE | $1,376 | $5,246-73.8% | $4,859-71.7% | $4,754-71.1% |
| Participant deferral / active EE | $2,975 | $8,103-63.3% | $7,760-61.7% | $6,712-55.7% |
| Admin fee / account holder | $8,538 | $12,406-31.2% | $10,767-20.7% | $11,409-25.2% |