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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,749 | $160,040-50.8% | $147,096-46.5% | $145,877-46.0% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 12.69% | 98.49%-85.8pp | 419.75%-407.1pp | 551.28%-538.6pp |
| Employer contribution / active EE | $2,153 | $5,289-59.3% | $4,936-56.4% | $4,663-53.8% |
| Participant deferral / active EE | $4,422 | $8,429-47.5% | $8,071-45.2% | $6,691-33.9% |
| Admin fee / account holder | $1,179 | $15,050-92.2% | $13,005-90.9% | $13,402-91.2% |