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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,564 | $106,749-50.8% | $145,433-63.9% | $82,448-36.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.27% | 27.59%-15.3pp | 66.58%-54.3pp | 41.64%-29.4pp |
| Employer contribution / active EE | $3,674 | $3,444+6.7% | $4,554-19.3% | $2,551+44.0% |
| Participant deferral / active EE | $9,455 | $6,519+45.0% | $7,897+19.7% | $4,139+128.4% |
| Admin fee / account holder | $12,154 | $8,390+44.9% | $13,129-7.4% | $7,234+68.0% |