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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,768 | $198,457-76.9% | $170,435-73.1% | $147,586-69.0% |
| Participation rate | 94.1% | 88.0%+6.1pp | 83.6%+10.5pp | 82.8%+11.3pp |
| Annual return | 91.97% | 257.30%-165.3pp | 205.94%-114.0pp | 578.59%-486.6pp |
| Employer contribution / active EE | $2,224 | $6,183-64.0% | $5,432-59.1% | $4,876-54.4% |
| Participant deferral / active EE | $6,812 | $5,629+21.0% | $4,939+37.9% | $5,439+25.3% |
| Admin fee / account holder | $3,334 | $16,852-80.2% | $13,881-76.0% | $10,886-69.4% |