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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,203 | $70,587-17.5% | $124,694-53.3% | $85,851-32.2% |
| Participation rate | 93.1% | 64.4%+28.7pp | 74.6%+18.5pp | 69.3%+23.8pp |
| Annual return | 15.89% | 20688.83%-20672.9pp | 5144.82%-5128.9pp | 318.63%-302.7pp |
| Employer contribution / active EE | $2,880 | $1,913+50.5% | $3,325-13.4% | $2,565+12.2% |
| Participant deferral / active EE | $6,116 | $2,969+106.0% | $4,615+32.5% | $3,952+54.7% |
| Admin fee / account holder | $899 | $5,282-83.0% | $7,495-88.0% | $6,261-85.6% |