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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,369 | $183,592-54.0% | $155,574-45.8% | $145,877-42.2% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 15.08% | 61.37%-46.3pp | 64.87%-49.8pp | 551.28%-536.2pp |
| Employer contribution / active EE | $8,605 | $5,317+61.9% | $4,676+84.0% | $4,663+84.5% |
| Participant deferral / active EE | $9,900 | $6,466+53.1% | $5,629+75.9% | $6,691+48.0% |
| Admin fee / account holder | $571 | $19,316-97.0% | $15,914-96.4% | $13,402-95.7% |