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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,447 | $175,257-55.8% | $149,717-48.3% | $139,456-44.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.09% | 166.70%-146.6pp | 134.41%-114.3pp | 373.45%-353.4pp |
| Employer contribution / active EE | $1,973 | $5,477-64.0% | $4,820-59.1% | $4,753-58.5% |
| Participant deferral / active EE | $8,720 | $6,521+33.7% | $5,682+53.5% | $6,711+29.9% |
| Admin fee / account holder | $3,749 | $16,156-76.8% | $13,213-71.6% | $11,407-67.1% |