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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,180 | $138,078+129.7% | $125,363+153.0% | $134,509+135.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -10.95% | 750.49%-761.4pp | 572.15%-583.1pp | 418.13%-429.1pp |
| Employer contribution / active EE | $3,440 | $5,245-34.4% | $4,815-28.6% | $4,741-27.4% |
| Participant deferral / active EE | $20,496 | $7,800+162.8% | $7,447+175.2% | $6,400+220.2% |
| Admin fee / account holder | $3,791 | $11,566-67.2% | $10,005-62.1% | $11,427-66.8% |