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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,159 | $150,447-58.7% | $136,298-54.4% | $147,586-57.9% |
| Participation rate | 88.2% | 84.4%+3.8pp | 81.9%+6.3pp | 82.8%+5.4pp |
| Annual return | 16.07% | 1049.15%-1033.1pp | 5156.27%-5140.2pp | 578.59%-562.5pp |
| Employer contribution / active EE | $2,477 | $5,256-52.9% | $4,696-47.3% | $4,876-49.2% |
| Participant deferral / active EE | $6,140 | $6,631-7.4% | $6,247-1.7% | $5,439+12.9% |
| Admin fee / account holder | $6,013 | $10,906-44.9% | $9,244-35.0% | $10,886-44.8% |