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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,190 | $138,075-55.0% | $123,552-49.7% | $135,379-54.1% |
| Participation rate | 83.3% | 84.7%-1.4pp | 82.3%+1.0pp | 82.6%+0.7pp |
| Annual return | -14.31% | 153.70%-168.0pp | 119.20%-133.5pp | 519.79%-534.1pp |
| Employer contribution / active EE | $3,384 | $5,152-34.3% | $4,628-26.9% | $4,779-29.2% |
| Participant deferral / active EE | $8,390 | $6,800+23.4% | $6,426+30.6% | $5,609+49.6% |
| Admin fee / account holder | $6,561 | $10,917-39.9% | $9,285-29.3% | $10,828-39.4% |