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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,791 | $60,442+207.4% | $96,754+92.0% | $87,485+112.4% |
| Participation rate | 42.3% | 58.7%-16.4pp | 70.3%-28.0pp | 68.9%-26.6pp |
| Annual return | 20.79% | 21.97%-1.2pp | 82.04%-61.2pp | 26.06%-5.3pp |
| Employer contribution / active EE | $1,148 | $1,691-32.1% | $2,679-57.1% | $2,596-55.8% |
| Participant deferral / active EE | $5,692 | $3,280+73.5% | $4,758+19.6% | $4,274+33.2% |
| Admin fee / account holder | $0 | $5,069-100.0% | $8,905-100.0% | $7,775-100.0% |