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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,122 | $49,896+114.7% | $80,627+32.9% | $75,173+42.5% |
| Participation rate | 33.3% | 55.3%-22.0pp | 67.0%-33.7pp | 67.2%-33.9pp |
| Annual return | 23.30% | 34.67%-11.4pp | 936.76%-913.5pp | 160.72%-137.4pp |
| Employer contribution / active EE | $814 | $1,699-52.1% | $2,723-70.1% | $2,671-69.5% |
| Participant deferral / active EE | $4,386 | $2,992+46.6% | $4,443-1.3% | $4,126+6.3% |
| Admin fee / account holder | $0 | $3,578-100.0% | $5,381-100.0% | $5,651-100.0% |