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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,466 | $104,953-47.2% | $84,637-34.5% | $152,909-63.7% |
| Participation rate | 35.0% | 74.8%-39.8pp | 68.2%-33.2pp | 82.5%-47.5pp |
| Annual return | 25.62% | 373.94%-348.3pp | 258.82%-233.2pp | 345.46%-319.8pp |
| Employer contribution / active EE | $783 | $3,304-76.3% | $2,653-70.5% | $4,764-83.6% |
| Participant deferral / active EE | $4,624 | $4,691-1.4% | $3,900+18.6% | $5,851-21.0% |
| Admin fee / account holder | $277 | $6,244-95.6% | $4,914-94.4% | $11,601-97.6% |