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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,466 | $104,924-47.1% | $84,623-34.5% | $152,885-63.7% |
| Participation rate | 35.0% | 74.8%-39.8pp | 68.2%-33.2pp | 82.5%-47.5pp |
| Annual return | 25.62% | 373.82%-348.2pp | 258.77%-233.1pp | 345.39%-319.8pp |
| Employer contribution / active EE | $783 | $3,302-76.3% | $2,652-70.5% | $4,763-83.6% |
| Participant deferral / active EE | $4,624 | $4,689-1.4% | $3,899+18.6% | $5,851-21.0% |
| Admin fee / account holder | $277 | $6,242-95.6% | $4,913-94.4% | $11,598-97.6% |