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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,546 | $57,061+148.1% | $85,063+66.4% | $80,911+74.9% |
| Participation rate | 28.6% | 56.3%-27.8pp | 67.5%-38.9pp | 67.6%-39.1pp |
| Annual return | 29.45% | 21.66%+7.8pp | 66.54%-37.1pp | 35.63%-6.2pp |
| Employer contribution / active EE | $818 | $1,799-54.5% | $2,727-70.0% | $2,756-70.3% |
| Participant deferral / active EE | $4,131 | $3,110+32.8% | $4,523-8.7% | $4,297-3.9% |
| Admin fee / account holder | $0 | $4,986-100.0% | $6,155-100.0% | $6,935-100.0% |