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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,635 | $77,638-38.6% | $156,551-69.6% | $62,881-24.2% |
| Participation rate | 12.8% | 71.2%-58.4pp | 84.0%-71.2pp | 69.3%-56.5pp |
| Annual return | 11.41% | 50.33%-38.9pp | 32.23%-20.8pp | 20.14%-8.7pp |
| Employer contribution / active EE | $631 | $3,444-81.7% | $5,501-88.5% | $2,281-72.3% |
| Participant deferral / active EE | $895 | $3,046-70.6% | $4,871-81.6% | $3,203-72.1% |
| Admin fee / account holder | $1,436 | $5,561-74.2% | $13,028-89.0% | $4,296-66.6% |