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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,250 | $75,962-45.7% | $154,108-73.2% | $64,173-35.7% |
| Participation rate | 32.5% | 70.4%-37.9pp | 83.0%-50.5pp | 69.6%-37.1pp |
| Annual return | -8.95% | 30.32%-39.3pp | 735.21%-744.2pp | 7.63%-16.6pp |
| Employer contribution / active EE | $708 | $3,350-78.9% | $5,298-86.6% | $2,381-70.3% |
| Participant deferral / active EE | $1,400 | $3,175-55.9% | $5,081-72.4% | $3,470-59.7% |
| Admin fee / account holder | $224 | $5,589-96.0% | $13,411-98.3% | $4,887-95.4% |