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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,462 | $85,171-40.8% | $172,753-70.8% | $72,976-30.9% |
| Participation rate | 32.4% | 70.1%-37.7pp | 82.6%-50.3pp | 69.5%-37.1pp |
| Annual return | 17.43% | 27.32%-9.9pp | 803.00%-785.6pp | 81.02%-63.6pp |
| Employer contribution / active EE | $974 | $3,324-70.7% | $5,144-81.1% | $2,440-60.1% |
| Participant deferral / active EE | $1,463 | $3,260-55.1% | $5,198-71.9% | $3,608-59.5% |
| Admin fee / account holder | $206 | $5,880-96.5% | $13,956-98.5% | $5,124-96.0% |