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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,034 | $168,635-21.7% | $147,617-10.6% | $125,389+5.3% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -0.24% | 77.65%-77.9pp | 61.98%-62.2pp | 282.24%-282.5pp |
| Employer contribution / active EE | $3,734 | $6,252-40.3% | $5,564-32.9% | $4,866-23.3% |
| Participant deferral / active EE | $6,857 | $5,507+24.5% | $4,895+40.1% | $5,352+28.1% |
| Admin fee / account holder | $1,896 | $13,580-86.0% | $11,612-83.7% | $9,541-80.1% |