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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,602 | $175,259+24.2% | $149,723+45.3% | $139,487+56.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.73% | 166.82%-151.1pp | 134.50%-118.8pp | 373.84%-358.1pp |
| Employer contribution / active EE | $7,772 | $5,478+41.9% | $4,821+61.2% | $4,755+63.5% |
| Participant deferral / active EE | $8,218 | $6,522+26.0% | $5,682+44.6% | $6,713+22.4% |
| Admin fee / account holder | $3,873 | $16,158-76.0% | $13,215-70.7% | $11,407-66.0% |