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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,303 | $183,516+18.4% | $155,534+39.7% | $145,884+49.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.69% | 61.43%-49.7pp | 64.92%-53.2pp | 551.85%-540.2pp |
| Employer contribution / active EE | $8,320 | $5,315+56.5% | $4,675+78.0% | $4,662+78.5% |
| Participant deferral / active EE | $8,970 | $6,467+38.7% | $5,630+59.3% | $6,690+34.1% |
| Admin fee / account holder | $4,241 | $19,293-78.0% | $15,900-73.3% | $13,392-68.3% |