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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,111 | $172,111+61.6% | $150,298+85.0% | $137,256+102.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 22.29% | 69.37%-47.1pp | 62.79%-40.5pp | 220.34%-198.1pp |
| Employer contribution / active EE | $7,184 | $4,636+55.0% | $4,154+72.9% | $4,156+72.9% |
| Participant deferral / active EE | $24,123 | $6,166+291.2% | $5,453+342.4% | $6,407+276.5% |
| Admin fee / account holder | $1,516 | $16,471-90.8% | $14,116-89.3% | $12,270-87.6% |