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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,223 | $183,539+13.4% | $155,556+33.9% | $145,897+42.7% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 16.35% | 61.31%-45.0pp | 64.84%-48.5pp | 552.29%-535.9pp |
| Employer contribution / active EE | $4,131 | $5,315-22.3% | $4,675-11.7% | $4,663-11.4% |
| Participant deferral / active EE | $12,455 | $6,467+92.6% | $5,631+121.2% | $6,689+86.2% |
| Admin fee / account holder | $1,403 | $19,275-92.7% | $15,885-91.2% | $13,390-89.5% |