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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,159 | $167,352-42.5% | $143,788-33.1% | $134,509-28.5% |
| Participation rate | 40.0% | 84.8%-44.8pp | 80.3%-40.3pp | 81.2%-41.2pp |
| Annual return | -15.04% | 0.47%-15.5pp | -0.03%-15.0pp | 418.13%-433.2pp |
| Employer contribution / active EE | $2,476 | $5,620-55.9% | $4,952-50.0% | $4,741-47.8% |
| Participant deferral / active EE | $8,395 | $6,447+30.2% | $5,638+48.9% | $6,400+31.2% |
| Admin fee / account holder | $699 | $18,091-96.1% | $14,675-95.2% | $11,427-93.9% |