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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,389 | $197,819-0.2% | $155,789+26.7% | $125,389+57.4% |
| Participation rate | 100.0% | 82.1%+17.9pp | 76.1%+23.9pp | 83.2%+16.8pp |
| Annual return | 7.73% | 86.73%-79.0pp | 71.54%-63.8pp | 282.24%-274.5pp |
| Employer contribution / active EE | $9,781 | $4,850+101.6% | $3,839+154.8% | $4,866+101.0% |
| Participant deferral / active EE | $16,800 | $5,631+198.3% | $4,798+250.2% | $5,352+213.9% |
| Admin fee / account holder | $1,656 | $9,544-82.6% | $7,477-77.8% | $9,541-82.6% |