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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,877,396 | $202,463+827.3% | $169,397+1008.3% | $139,487+1245.9% |
| Participation rate | 66.7% | 81.1%-14.4pp | 77.2%-10.5pp | 80.3%-13.7pp |
| Annual return | 17.55% | 532.64%-515.1pp | 406.23%-388.7pp | 373.84%-356.3pp |
| Employer contribution / active EE | $33,301 | $4,694+609.5% | $4,013+729.8% | $4,755+600.4% |
| Participant deferral / active EE | $13,577 | $6,941+95.6% | $6,223+118.2% | $6,713+102.3% |
| Admin fee / account holder | $30,153 | $10,726+181.1% | $9,017+234.4% | $11,407+164.3% |