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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $803,461 | $226,135+255.3% | $182,558+340.1% | $152,909+425.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 16.53% | 192.60%-176.1pp | 148.59%-132.1pp | 345.46%-328.9pp |
| Employer contribution / active EE | $0 | $4,979-100.0% | $4,076-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $20,260 | $6,371+218.0% | $5,526+266.6% | $5,851+246.2% |
| Admin fee / account holder | $15,213 | $10,707+42.1% | $8,594+77.0% | $11,601+31.1% |