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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,497 | $148,623+66.5% | $135,974+82.0% | $139,466+77.5% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 13.43% | 79.30%-65.9pp | 68.30%-54.9pp | 373.66%-360.2pp |
| Employer contribution / active EE | $19,662 | $5,246+274.8% | $4,859+304.7% | $4,754+313.6% |
| Participant deferral / active EE | $10,652 | $8,103+31.5% | $7,760+37.3% | $6,712+58.7% |
| Admin fee / account holder | $1,209 | $12,406-90.3% | $10,767-88.8% | $11,409-89.4% |