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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,474 | $138,114+38.6% | $125,391+52.7% | $134,545+42.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.54% | 750.88%-768.4pp | 572.41%-590.0pp | 418.37%-435.9pp |
| Employer contribution / active EE | $18,903 | $5,246+260.3% | $4,816+292.5% | $4,742+298.7% |
| Participant deferral / active EE | $10,322 | $7,801+32.3% | $7,448+38.6% | $6,401+61.2% |
| Admin fee / account holder | $1,026 | $11,570-91.1% | $10,009-89.7% | $11,431-91.0% |