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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,956 | $176,105+39.7% | $159,474+54.2% | $167,536+46.8% |
| Participation rate | 75.0% | 85.0%-10.0pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 15.65% | 331.91%-316.3pp | 263.68%-248.0pp | 478.82%-463.2pp |
| Employer contribution / active EE | $22,261 | $5,299+320.1% | $4,831+360.8% | $4,839+360.0% |
| Participant deferral / active EE | $11,485 | $7,751+48.2% | $7,353+56.2% | $6,342+81.1% |
| Admin fee / account holder | $1,145 | $12,559-90.9% | $10,802-89.4% | $12,315-90.7% |