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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,492 | $165,399+10.9% | $149,745+22.5% | $158,982+15.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.97% | 348.34%-336.4pp | 276.72%-264.8pp | 302.99%-291.0pp |
| Employer contribution / active EE | $21,625 | $5,105+323.6% | $4,646+365.5% | $4,763+354.0% |
| Participant deferral / active EE | $11,366 | $7,183+58.2% | $6,843+66.1% | $5,983+90.0% |
| Admin fee / account holder | $773 | $10,811-92.8% | $9,312-91.7% | $11,252-93.1% |