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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,878 | $102,245+27.0% | $89,340+45.4% | $137,256-5.4% |
| Participation rate | 37.5% | 74.9%-37.4pp | 69.6%-32.1pp | 80.0%-42.5pp |
| Annual return | 18.39% | 21.89%-3.5pp | 20.57%-2.2pp | 220.34%-201.9pp |
| Employer contribution / active EE | $895 | $2,529-64.6% | $2,231-59.9% | $4,156-78.5% |
| Participant deferral / active EE | $3,510 | $4,436-20.9% | $3,823-8.2% | $6,407-45.2% |
| Admin fee / account holder | $0 | $8,085-100.0% | $6,704-100.0% | $12,270-100.0% |