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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,878 | $103,164+25.9% | $90,259+43.9% | $154,746-16.1% |
| Participation rate | 37.5% | 76.1%-38.6pp | 70.7%-33.2pp | 80.7%-43.2pp |
| Annual return | 18.39% | 19.25%-0.9pp | 18.88%-0.5pp | 172.34%-153.9pp |
| Employer contribution / active EE | $895 | $2,532-64.6% | $2,291-60.9% | $4,379-79.6% |
| Participant deferral / active EE | $3,510 | $4,422-20.6% | $3,827-8.3% | $6,730-47.9% |
| Admin fee / account holder | $0 | $8,593-100.0% | $7,267-100.0% | $14,365-100.0% |