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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,748 | $100,262+3.5% | $81,370+27.5% | $145,897-28.9% |
| Participation rate | 50.0% | 74.3%-24.3pp | 69.5%-19.5pp | 80.3%-30.3pp |
| Annual return | 20.70% | 34.52%-13.8pp | 24.85%-4.2pp | 552.29%-531.6pp |
| Employer contribution / active EE | $1,695 | $2,979-43.1% | $2,464-31.2% | $4,663-63.7% |
| Participant deferral / active EE | $4,760 | $4,612+3.2% | $3,885+22.5% | $6,689-28.8% |
| Admin fee / account holder | $0 | $8,163-100.0% | $5,749-100.0% | $13,390-100.0% |