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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,327 | $105,929-37.4% | $81,716-18.8% | $158,966-58.3% |
| Participation rate | 41.7% | 75.6%-33.9pp | 72.0%-30.3pp | 82.0%-40.3pp |
| Annual return | 19.20% | 38.19%-19.0pp | 29.49%-10.3pp | 302.95%-283.8pp |
| Employer contribution / active EE | $1,252 | $7,802-84.0% | $4,310-71.0% | $4,762-73.7% |
| Participant deferral / active EE | $3,581 | $13,007-72.5% | $7,108-49.6% | $5,983-40.1% |
| Admin fee / account holder | $1,509 | $8,492-82.2% | $5,159-70.8% | $11,250-86.6% |