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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,262 | $209,336-17.2% | $197,124-12.1% | $137,256+26.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 24.96% | 48.09%-23.1pp | 44.34%-19.4pp | 220.34%-195.4pp |
| Employer contribution / active EE | $12,041 | $6,591+82.7% | $6,227+93.4% | $4,156+189.7% |
| Participant deferral / active EE | $10,253 | $9,614+6.6% | $9,135+12.2% | $6,407+60.0% |
| Admin fee / account holder | $25,387 | $17,308+46.7% | $16,298+55.8% | $12,270+106.9% |