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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,889 | $160,059+4.9% | $140,019+19.9% | $135,379+24.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -9.88% | 911.44%-921.3pp | 651.15%-661.0pp | 519.79%-529.7pp |
| Employer contribution / active EE | $16,489 | $6,420+156.8% | $5,605+194.2% | $4,779+245.0% |
| Participant deferral / active EE | $11,823 | $7,641+54.7% | $6,927+70.7% | $5,609+110.8% |
| Admin fee / account holder | $3,481 | $13,328-73.9% | $10,705-67.5% | $10,828-67.9% |