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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,338 | $97,125+54.8% | $86,233+74.3% | $137,256+9.5% |
| Participation rate | 57.1% | 74.2%-17.1pp | 69.0%-11.9pp | 80.0%-22.8pp |
| Annual return | 12.07% | 74.19%-62.1pp | 61.39%-49.3pp | 220.34%-208.3pp |
| Employer contribution / active EE | $873 | $2,841-69.3% | $2,504-65.2% | $4,156-79.0% |
| Participant deferral / active EE | $4,478 | $5,180-13.5% | $4,559-1.8% | $6,407-30.1% |
| Admin fee / account holder | $19,617 | $9,725+101.7% | $8,342+135.2% | $12,270+59.9% |