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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,628 | $100,203+45.3% | $85,240+70.8% | $145,897-0.2% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 8.41% | 84.28%-75.9pp | 66.75%-58.3pp | 552.29%-543.9pp |
| Employer contribution / active EE | $956 | $3,242-70.5% | $2,735-65.0% | $4,663-79.5% |
| Participant deferral / active EE | $4,874 | $5,299-8.0% | $4,527+7.7% | $6,689-27.1% |
| Admin fee / account holder | $3,976 | $7,265-45.3% | $6,165-35.5% | $13,390-70.3% |