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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,757 | $104,924+9.4% | $84,623+35.6% | $152,885-24.9% |
| Participation rate | 68.4% | 74.8%-6.4pp | 68.2%+0.2pp | 82.5%-14.0pp |
| Annual return | 18.50% | 373.82%-355.3pp | 258.77%-240.3pp | 345.39%-326.9pp |
| Employer contribution / active EE | $960 | $3,302-70.9% | $2,652-63.8% | $4,763-79.9% |
| Participant deferral / active EE | $5,687 | $4,689+21.3% | $3,899+45.9% | $5,851-2.8% |
| Admin fee / account holder | $26,064 | $6,242+317.6% | $4,913+430.5% | $11,598+124.7% |