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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,299 | $183,539+8.0% | $155,556+27.5% | $145,897+35.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.82% | 61.31%-50.5pp | 64.84%-54.0pp | 552.29%-541.5pp |
| Employer contribution / active EE | $2,125 | $5,315-60.0% | $4,675-54.6% | $4,663-54.4% |
| Participant deferral / active EE | $3,476 | $6,467-46.3% | $5,631-38.3% | $6,689-48.0% |
| Admin fee / account holder | $1,915 | $19,275-90.1% | $15,885-87.9% | $13,390-85.7% |