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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,487 | $209,425-17.6% | $178,499-3.4% | $158,966+8.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 15.53% | 188.80%-173.3pp | 151.10%-135.6pp | 302.95%-287.4pp |
| Employer contribution / active EE | $2,106 | $5,707-63.1% | $5,011-58.0% | $4,762-55.8% |
| Participant deferral / active EE | $5,195 | $5,955-12.8% | $5,202-0.1% | $5,983-13.2% |
| Admin fee / account holder | $26,661 | $17,078+56.1% | $13,986+90.6% | $11,250+137.0% |