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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,541 | $114,712-71.6% | $173,730-81.3% | $87,485-62.8% |
| Participation rate | 88.9% | 73.0%+15.9pp | 79.6%+9.3pp | 68.9%+20.0pp |
| Annual return | 24.84% | 20.18%+4.7pp | 19.96%+4.9pp | 26.06%-1.2pp |
| Employer contribution / active EE | $3,024 | $2,904+4.1% | $4,577-33.9% | $2,596+16.5% |
| Participant deferral / active EE | $5,563 | $4,642+19.9% | $6,326-12.1% | $4,274+30.2% |
| Admin fee / account holder | $1,080 | $10,210-89.4% | $17,523-93.8% | $7,775-86.1% |