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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,541 | $108,825-70.1% | $156,181-79.2% | $82,448-60.5% |
| Participation rate | 88.9% | 72.4%+16.5pp | 78.8%+10.1pp | 68.1%+20.8pp |
| Annual return | 24.84% | 20.59%+4.3pp | 64.87%-40.0pp | 41.64%-16.8pp |
| Employer contribution / active EE | $3,024 | $2,870+5.4% | $4,294-29.6% | $2,551+18.5% |
| Participant deferral / active EE | $5,563 | $4,577+21.5% | $6,132-9.3% | $4,139+34.4% |
| Admin fee / account holder | $1,080 | $9,341-88.4% | $14,586-92.6% | $7,234-85.1% |