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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,541 | $123,478-73.6% | $216,567-85.0% | $94,015-65.4% |
| Participation rate | 88.9% | 75.1%+13.8pp | 81.6%+7.2pp | 70.8%+18.1pp |
| Annual return | 24.84% | 23.61%+1.2pp | 12.94%+11.9pp | 17.84%+7.0pp |
| Employer contribution / active EE | $3,024 | $3,136-3.6% | $5,216-42.0% | $2,790+8.4% |
| Participant deferral / active EE | $5,563 | $4,556+22.1% | $6,191-10.1% | $4,249+30.9% |
| Admin fee / account holder | $1,080 | $12,753-91.5% | $21,981-95.1% | $8,951-87.9% |