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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,747 | $91,525-80.6% | $130,026-86.4% | $75,181-76.4% |
| Participation rate | 87.2% | 71.4%+15.8pp | 78.5%+8.7pp | 67.2%+20.0pp |
| Annual return | 23.59% | -631.40%+655.0pp | -137.26%+160.9pp | 160.69%-137.1pp |
| Employer contribution / active EE | $2,212 | $2,844-22.2% | $4,321-48.8% | $2,671-17.2% |
| Participant deferral / active EE | $4,062 | $4,342-6.4% | $5,821-30.2% | $4,126-1.5% |
| Admin fee / account holder | $974 | $6,778-85.6% | $10,608-90.8% | $5,650-82.8% |