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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,862 | $211,239-60.8% | $178,528-53.6% | $145,877-43.2% |
| Participation rate | 94.1% | 80.8%+13.3pp | 77.1%+17.0pp | 80.3%+13.8pp |
| Annual return | 19.17% | 30.22%-11.1pp | 27.11%-7.9pp | 551.28%-532.1pp |
| Employer contribution / active EE | $510 | $4,570-88.8% | $3,950-87.1% | $4,663-89.1% |
| Participant deferral / active EE | $5,180 | $6,963-25.6% | $6,278-17.5% | $6,691-22.6% |
| Admin fee / account holder | $8,350 | $12,095-31.0% | $10,419-19.9% | $13,402-37.7% |