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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,670 | $87,132-39.6% | $105,624-50.1% | $80,959-34.9% |
| Participation rate | 66.1% | 70.4%-4.3pp | 75.3%-9.1pp | 67.7%-1.5pp |
| Annual return | 25.16% | 17.03%+8.1pp | 116.20%-91.0pp | 35.67%-10.5pp |
| Employer contribution / active EE | $2,913 | $2,397+21.6% | $3,168-8.0% | $2,757+5.7% |
| Participant deferral / active EE | $5,026 | $3,985+26.1% | $5,013+0.3% | $4,300+16.9% |
| Admin fee / account holder | $6,538 | $8,449-22.6% | $10,961-40.4% | $6,925-5.6% |