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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,526 | $76,367-71.8% | $93,614-77.0% | $72,983-70.5% |
| Participation rate | 77.1% | 71.7%+5.4pp | 75.8%+1.3pp | 69.5%+7.6pp |
| Annual return | 102.44% | 25.82%+76.6pp | 32.76%+69.7pp | 81.01%+21.4pp |
| Employer contribution / active EE | $1,369 | $2,275-39.8% | $2,718-49.6% | $2,440-43.9% |
| Participant deferral / active EE | $4,247 | $3,538+20.0% | $4,069+4.4% | $3,608+17.7% |
| Admin fee / account holder | $2,321 | $6,838-66.1% | $7,889-70.6% | $5,124-54.7% |