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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,476 | $102,663-2.1% | $86,216+16.5% | $139,466-28.0% |
| Participation rate | 42.9% | 74.5%-31.6pp | 69.0%-26.1pp | 80.3%-37.5pp |
| Annual return | 11.42% | 1924.52%-1913.1pp | 1169.42%-1158.0pp | 373.66%-362.2pp |
| Employer contribution / active EE | $1,555 | $3,035-48.8% | $2,382-34.7% | $4,754-67.3% |
| Participant deferral / active EE | $6,616 | $4,677+41.4% | $3,986+66.0% | $6,712-1.4% |
| Admin fee / account holder | $5,496 | $8,663-36.6% | $6,853-19.8% | $11,409-51.8% |