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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,797 | $106,918-55.3% | $84,021-43.1% | $152,897-68.7% |
| Participation rate | 40.0% | 75.2%-35.2pp | 69.0%-29.0pp | 82.5%-42.5pp |
| Annual return | 31.15% | 105.01%-73.9pp | 71.32%-40.2pp | 345.43%-314.3pp |
| Employer contribution / active EE | $1,338 | $2,735-51.1% | $1,984-32.6% | $4,764-71.9% |
| Participant deferral / active EE | $3,581 | $4,012-10.7% | $3,239+10.6% | $5,851-38.8% |
| Admin fee / account holder | $2,110 | $8,288-74.5% | $6,102-65.4% | $11,599-81.8% |