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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,848 | $93,346-91.6% | $71,796-89.1% | $273,972-97.1% |
| Participation rate | 55.6% | 76.5%-21.0pp | 69.1%-13.6pp | 83.0%-27.5pp |
| Annual return | 71.87% | 130.39%-58.5pp | 78.04%-6.2pp | 41.46%+30.4pp |
| Employer contribution / active EE | $1,169 | $2,733-57.2% | $1,924-39.3% | $4,869-76.0% |
| Participant deferral / active EE | $2,660 | $3,475-23.4% | $2,794-4.8% | $5,287-49.7% |
| Admin fee / account holder | $151 | $6,571-97.7% | $4,815-96.9% | $10,133-98.5% |