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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,384,360 | $160,040+765.0% | $147,096+841.1% | $145,877+849.0% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 16.88% | 98.49%-81.6pp | 419.75%-402.9pp | 551.28%-534.4pp |
| Employer contribution / active EE | $8,284 | $5,289+56.6% | $4,936+67.8% | $4,663+77.7% |
| Participant deferral / active EE | $130,121 | $8,429+1443.8% | $8,071+1512.2% | $6,691+1844.9% |
| Admin fee / account holder | $1,683,147 | $15,050+11083.8% | $13,005+12842.1% | $13,402+12458.8% |