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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,094,406 | $165,381+561.7% | $149,730+630.9% | $158,966+588.5% |
| Participation rate | 81.8% | 84.6%-2.8pp | 82.5%-0.7pp | 82.0%-0.1pp |
| Annual return | 10.58% | 348.29%-337.7pp | 276.70%-266.1pp | 302.95%-292.4pp |
| Employer contribution / active EE | $3,816 | $5,104-25.2% | $4,645-17.9% | $4,762-19.9% |
| Participant deferral / active EE | $5,182 | $7,182-27.9% | $6,843-24.3% | $5,983-13.4% |
| Admin fee / account holder | $60,301 | $10,809+457.8% | $9,310+547.7% | $11,250+436.0% |