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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,274 | $80,992-23.1% | $96,534-35.5% | $75,173-17.2% |
| Participation rate | 78.1% | 71.8%+6.3pp | 76.0%+2.1pp | 67.2%+10.9pp |
| Annual return | 14.89% | 27.05%-12.2pp | 25.88%-11.0pp | 160.72%-145.8pp |
| Employer contribution / active EE | $7,208 | $2,283+215.8% | $2,965+143.1% | $2,671+169.9% |
| Participant deferral / active EE | $4,621 | $3,929+17.6% | $4,851-4.7% | $4,126+12.0% |
| Admin fee / account holder | $2,093 | $6,717-68.8% | $8,253-74.6% | $5,651-63.0% |