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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,152 | $71,878-14.9% | $86,698-29.5% | $68,486-10.7% |
| Participation rate | 73.1% | 72.2%+0.8pp | 76.6%-3.5pp | 67.9%+5.2pp |
| Annual return | -10.22% | 3.53%-13.8pp | 35.95%-46.2pp | -7.85%-2.4pp |
| Employer contribution / active EE | $9,061 | $2,173+316.9% | $2,837+219.4% | $2,597+249.0% |
| Participant deferral / active EE | $5,240 | $3,779+38.7% | $4,656+12.5% | $4,028+30.1% |
| Admin fee / account holder | $5,801 | $6,113-5.1% | $7,493-22.6% | $5,404+7.4% |